“Will they be able to go to college?”

Their future.Funded.

A modern 529 college savings account, built for parents. Open it in 5 minutes. Contribute on autopilot.

The math

See how much you could save.

Monthly contribution
$150/mo
Current age
2
Initial deposit
$500
Risk score
6
By age 18
$0

Hypothetical illustration assuming a 6% average annual return. Projected values are net of program fees. Not a guarantee of future results. See disclosures.

Start a fund
Moments you're funding

A 529 isn't a number.
It's a future.

A graduating daughter hugging her parents on a sunlit university lawn
This is what you're funding.
Class of 2042 starts today.
A father and small child sitting on a hillside watching the sunset together

The long horizon.

Every dollar today is a moment they'll have tomorrow — without debt to pay for it.

Three sets of hands across generations passing a folded paper boat

It takes a village.

Grandparents, godparents, family. One private gift link, every contribution goes straight to the fund.

A grandmother in a warm cardigan baking with her granddaughter, both laughing

Built for the in-between.

Not just the diploma. Piano lessons, summer camp, semester abroad. A 529 covers more than parents realize.

The math nobody told you

The numbers
are brutal.

5%per year

Tuition climbs.

Roughly 5% per year — outpacing wages and savings.

7years late

Most parents wait.

Starting at birth versus age 10 can double the final balance.

84%underestimate

Aid won't catch up.

Need-based aid covers less than parents expect. Saving early is the reliable lever.

How it works

Open. Automate. Invite.

01 · Open

Five minutes. Five fields.

Skip the 100-page Program Description. We ask what we need, when we need it.

Maya's fund opened
Just now
02 · Automate

Set it once. Forget it.

$25 to $2,500/mo. Recurring on your day. Pause or change anytime.

$150 deposited
Today, 9:00 AM
03 · Invite

Grandma in one tap.

Share a private gift link. Every contribution goes straight to the fund.

Grandma sent $100
Yesterday, 7:42 PM
Built by parents, for parents

Real money.
Real futures.

$0.00M

Saved by Kiddo Capital families this month

0

Kids with futures funded

0

States with tax benefits claimed

0.0

Parent rating out of 5

Parents like you

They started.
So can you.

$4,800saved by age 6
"We started with $50/mo when Mia was born. She's 6 now and we have $4,800 saved. The grandparent gift link is the killer feature."
Sarah K.
Brooklyn, NY · Mom of Mia (6)
$1,200from grandparents
"I'd meant to start a 529 for two years. Opened mine on a Tuesday morning before my son woke up. He's at $1,200 from grandparents alone."
Marcus T.
Denver, CO · Dad of Eli (2)
$1,420in state tax savings
"I switched from a regular savings account. The state tax deduction alone paid for our holiday flights. Had no idea."
Priya R.
Austin, TX · Mom of twins (4)
As seen in
The New York TimesForbesBloombergKiplingerNerdWalletCNBC

Looking for answers?FAQs can help.

Still deciding if we're right for you? Read our 529 Whitepaper or learn more at the help center.

Kiddo Capital is built on a multi-state 529 platform. When you open an account, we route you to the plan that gives you the best combination of federal benefit and any state-level deduction or credit you qualify for. You don't have to think about it.

Ready when you are

The best day was
the day they were born.The second best day is today.

Five minutes. Five fields. One account in your kiddo's name.

Start their fund